Website terms and conditions overview

These Terms and Conditions outline your rights and responsibilities while using bravoneliora’s services and website. By accessing or using our platform, you agree to comply with these terms.

September 16, 2025

Acceptance of terms

By using this website, you acknowledge and accept these Terms and Conditions, our Privacy Policy, and all applicable laws. If you disagree, please do not use our services.

Definitions

The following definitions apply throughout these terms for clarity and consistency.

• ‘User’ refers to any individual accessing or using this website or its services.
• ‘Content’ means all text, graphics, and information available on the website.
• ‘Services’ refer to the financial planning solutions and consultations offered by bravoneliora.
• ‘Agreement’ means these Terms and Conditions between the user and bravoneliora.

Use of our services

You agree to use our services lawfully and respectfully. Misuse, unlawful activity, or unauthorised access to the site is strictly prohibited.

Eligibility

You must be at least 18 years old and legally able to enter into a binding contract to use our services.

Minors are not permitted to use this site.

User responsibilities

Users are responsible for their own actions when using our platform.

• Maintain confidentiality of login credentials and personal data.
• Provide accurate and up-to-date information during consultations.
• Refrain from sharing misleading or unlawful content.
• Comply with all applicable laws and regulations.

Prohibited uses

You may not use our site or services for:

• Engaging in fraudulent, deceptive, or malicious activity.
• Attempting to gain unauthorised access to secured areas.
• Distributing harmful or malicious code or software.
• Posting or transmitting unlawful, threatening, or abusive material.
• Violating intellectual property rights of bravoneliora or third parties.

Intellectual property rights

All website content, branding, and materials are the property of bravoneliora or its licensors. Reproduction, distribution, or unauthorised use is prohibited except as explicitly permitted.

User content

Users may submit certain information or feedback as part of the consultation process. All submissions must comply with these terms.

Privacy and data protection

We are committed to protecting your data. Please refer to our Privacy Policy for full details on how your information is collected, used, and safeguarded. See Privacy Policy

Disclaimer of liability and advice

Use of this site is at your own risk. No guarantees are made regarding content accuracy or suitability.

Limitation of liability

bravoneliora shall not be liable for direct or indirect damages arising from site use, errors, or omissions in content.

Indemnification

You agree to indemnify bravoneliora for any losses or damages resulting from your breach of these terms or misuse of the website.

Dispute resolution and governing law

Any disputes will be resolved under Australian law, with good faith efforts to settle differences amicably.

Applicable law and jurisdiction

All agreements are governed by the laws of Australia, without regard to conflict of law principles.

Termination

bravoneliora reserves the right to suspend or terminate access for any breach of these terms or unlawful behaviour.

Modifications

We may update these terms at any time. Your continued use of the site means you accept any changes.

Severability

If any part of these terms is found unenforceable, the remainder shall remain in effect.

Entire agreement

These terms, together with our policies, constitute the full understanding between you and bravoneliora regarding site use.

Contact for terms enquiries

For questions about these terms, please contact us.